# Our advice on the third pillar

> Our advice on the third pillar. How do we carry out our consultations? Everything starts when you send us your request for a comparison or contact. With the data you have filled in, we set up and discuss with you an initial comparison of different 'types' of third pillar, in order to identify the type of product that best suits your personal situation.

- Source: https://thirdpillar.ch/blog/3rd-pillar-consulting
- Author: Luis Degange, Pension Expert - FINMA-registered Intermediary (https://thirdpillar.ch/about)
- Published: 2022-09-19
- Updated: 2024-11-29

## What does consulting mean to us?

For us, consulting is the main point of departure in order to be able to offer a Pillar 3a or 3b third pillar that fully satisfies you. We devote a lot of time to our clients, using the best analysis tools and the highest level of expertise.

## How do our consultations take place?

It all starts when you send us your request for a comparison or contact. With the data you have compiled, we set up and discuss with you an initial comparison of different 'types' of third pillar, in order to identify the type of product that best suits your personal situation. For example, whether it is better for you to have a third pillar linked to investment funds, or one linked to indices, with or without a guarantee, etc. We then precisely calculate your current first (OASI) and second pillar (BVG) benefits in the event of retirement, disability and death, comparing them with your current income. This will allow us, by means of graphs, to illustrate to you how the three pillars work, to identify any gaps in cover and to offer you a tailor-made third pillar, finding the right balance between your budget and your real coverage needs. With all these elements, we will decide which company is right for you and your satisfaction will be guaranteed.

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